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Law Offices of Sherrie R. Abney - Fee Attorney for Stewart Title Company

 

 

Why Title Insurance?....

Even the best title examination or search cannot protect your equity from matters not appearing in public records.

A Stewart Guaranty Title policy, subject to certain limitations set forth in the policy, can protect you from most errors, mistakes, and/or fraud.

Here are a few reasons why you need the protection of title insurance when you purchase real property or enter into a long term lease....

  • Documents executed under false or expired powers of attorney;
  • False impersonation of true land owner;
  • Undisclosed heirs;
  • Improperly recorded legal documents;
  • Prescriptive rights in another not appearing of record and not disclosed by survey;
  • Failure to include necessary parties to certain judicial proceedings;
  • Defective acknowledgements due to improper or expired notarization;
  • Corporate franchise taxes as liens on corporate real estate assets;
  • Gaps in the chain of title;
  • Mistakes and omissions resulting in improper abstracting;
  • Forged deeds, mortgages, wills, releases of mortgages and other instruments;
  • Deeds which appear absolute, but which are held to be equitable mortgages;
  • Conveyances by an heir, devisee or survivor of a joint estate who attempts to attain title by ill gotten means;
  • Inadequate legal descriptions;
  • Conveyances by undisclosed divorced spouses;
  • Duress in execution of wills, deeds and instruments conveying or establishing title;
  • Issues involving delivery of conveyancing instruments;
  • Deeds and wills by persons lacking legal capacity;
  • State inheritance and gift tax liens;
  • Errors in tax records;
  • Demolition and substance building liens;
  • Administration of estates and probate of wills of missing persons who are presumed deceased;
  • Issues of rightful possession of the land;
  • Issues concerning the rightful conveyances by corporate entities;
  • Deeds and mortgages by foreigners who may lack legal capacity to hold title;
  • Legal capacity of foreign personal representatives and trustees;
  • Issues involving improper marital status;
  • Improper modification of documents;
  • Rights of divorced parties;
  • Conveyances in violation of public policy;
  • Misinterpretation of wills and ancillary instruments;
  • Deeds by persons falsely representing their marital status;
  • Claims by creditors of decedent against property improperly conveyed by heirs and devisees;
  • Issues concerning unlawful takings by eminent domain or condemnation;
  • Special tax assessments;
  • Real estate homestead exceptions;
  • Forfeitures of real property due to criminal acts;
  • Issues concerning adoption of children;
  • Conveyances and proceedings affecting rights of military personnel protected by the Soldier's and Sailor's Civil Relief Act;
  • Issues concerning interests noted in financial statements filed under Uniform Commercial Code;
  • Interests arising by deeds of fictitious parties;
  • Adverse possession;
  • Lack of jurisdiction or competency of persons in judicial proceedings;
  • Community property issues;
  • Utility easements;
  • False affidavits of death or heirship;
  • Interstate estates;
  • Probate matters; and
  • Federal estate and gift liens.

Law Offices of Sherrie R. Abney - Fee Attorney for Stewart Title Company

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